Getting Your Online Money Making Business Started

For the absolute novice the foray into creating a money making online business can be quite daunting. Most don't know where to start let alone know what to do or how to do it. The one common theme, no matter what their circumstance, is "I want to make money!"

The key to having an online money making business is a change of mindset from employee to business owner or entrepreneur.

The employee clocks in every day, does the required tasks, clocks out again and spends their pay check; sometimes years in advance if they have accumulated credit debt.

The business owner however takes a wider view. He or she has a business plan, sets goals and initiates strategies to achieve them. The business owner forecasts their income in advance.

One of the first things to do, to avoid information overload, is to sit down with pencil and paper and plan your business.

Begin by defining what sort of business you want:

1. Physical products

This could be based on something as simple as your favourite craft or hobby. My teenage daughter, for example, loves making her own jewellery; so much so that our home is literally littered with her "creations". Therefore I built a website for her to sell it.

2. Electronic Products

If "making" a physical product to sell seems like too much work, how about creating a "How To" ebook about all you know on your favourite hobby, craft or area of expertise. Electronic products are very popular with those who want information but don't have the time to do all the research. Gather all your knowledge up in one package and sell your efforts again and again and again.

3. Affiliate Program Products

If you are really stuck for an idea of a product to sell, affiliate marketing is a good place to start. Affiliate marketing is selling someone else's product for a percentage of the sale. The secret to this kind of business is find products that you really love; it will be easier to succeed if your heart and soul is in your business.

There's no reason why you can't do all three - eventually - but for a start choose just one. Once you have decided, plan out ways to implement this new business. Break the plan into smaller, easy to achieve tasks. For each stage of implementing your money making business work on bite size pieces.

For example: "I need a website" can be refined into:

- Registering a Domain Name
- Find a web host
- Find an Auto-responder service
- Find a web designer or for the do-it-your-selfer, lessons on website building
- Find a payment processor

A certain amount of single-mindedness is required as it is easy to become distracted. You might find ideas popping into your head as you are working away. Great! Write them down in your ideas vault and get back to business. They can always be developed later when you have finished the task at hand

All good business owners work within time-frames. Use this to measure your effectiveness and productivity. Schedule time for your tasks, set a completion date, review your progress, and then adapt to make improvements.

While overseeing your business as a whole and focusing on the tasks required, your online money making business will take form and you'll find you will make money.

Dee-Dee MacLeod-Wilson (http://www.wanttoworkfromhome4life.com) is a Kiwi work from home mom with a holistic approach to helping like minded parents become successful work from home families.Mathilda Blog9068
Myna Blog69815

The 12-Question Formula You Must Use When Choosing A Home-Based Business, Part II

Copyright 2006 Monique Hawkins

As we discovered in part one of this two article series, there is a 12-step question formula that all home-based business opportunity seekers must ask when investigating business opportunities. We all know that all that glitters is not gold! We want to avoid scams at all costs. We also want to find a work at home opportunity that is legitimate and can bring in significant income.

Are there any home-based opportunities that can meet these needs? Sure, but you have to do careful research. If you use this 12-question formula to separate the good opportunities from the bad, and find that the answer is "yes", to most of these questions, great! You can rest assure you have stumbled onto a red-hot program that has the power to make you lots of money! That said; let's discover what the final 6 questions to ask are for this 12-question formula.

#7. Find out if you can make huge sums of money without selling anything. Is this possible? Yes! There are business opportunities out that do not involve selling. This works primarily if the business uses a powerful Direct Response Marketing approach. The beauty of this approach is that it attracts all the right people and turns away the wrong ones. Folks are bought into the home-based business system automatically! Direct Response Marketing also eliminates the biggest objections, educates people about the major advantages of a product or service, and best of all, it makes people want to buy now! Therefore, finding an opportunity like this is crucial.

#8. Discover if the work at home opportunity offers help, support, and guidance from experts with a proven track record of making millions of dollars. This will require some research. It's safe to say that many opportunities will fail miserably in this area. However, if such a home business opportunity is found, your chance of success will be very high.

#9. Check to see if the company offers long-term opportunity. In other words, is the system the company has in place designed to make people money for the next 10, 20, and even 30 years? Avoid opportunities that sound golden, but will lose their glitter very quickly.

#10. Determine whether the home-based business opportunity can produce automatic income. It is useless to become involved in a business opportunity that will take months before any results or income can be seen. Why? People will usually become discouraged and quit if efforts are not rewarded in a timely manner. Avoid opportunities that will take months before any type of cash reward will be seen.

#11. Always ask if the start up is easy. If it will take three months to start up the business, why even become involved?

#12. This could be the most important question. Never forget to ask if there is an exit strategy. This is not being negative at all. On the contrary, it is being smart! Remember, there are no guarantees in life and business; things can and do change. Thus, it is always smart and never negative to have a back up plan or exit strategy.

Starting a business from home is a dream that many people have. However, one does not want to make a decision blindly and without careful thought and consideration. You can't go wrong when using this twelve-step question formula!

Monique Hawkins is the small business owner of the online music box store, "Monique's Music Box" located at http://www.my-music-box.com/ She enjoys sharing information with business owners that will help them attain success. For additional exciting information about how Funded Sponsoring Franchise Systems are Revolutionizing the Home Based Business Industry, Whether You Have a Business or You're Looking for One, visit http://moniquerh.payitforward4profits.comMyrlene Blog76754
Marji Blog98275

Copywriting Secrets for Effective Websites

Successful website copywriting is very different than traditional copywriting.

Based on what actually works best and does not workfrom writing dozens of websites for clients, here are the Top 9 website copywriting secrets. By applying them, your website will be a major marketing success for the business and its bottom line.

1. The website must have a strong, reader-benefit headline. The headline is by far the most important part of the website as far as its effectiveness. The words used (i.e., the copywriting) must give a reader benefits of the product or service, a big promise, a reward that the reader wants badly and be as specific and concise as possible.

2. What benefits will the reader get? Why should he believe it? Answer these questions immediately. The reader will leave the website unless these three questions are clearly answered in the beginning seconds.

3. Focus the copywriting to accomplish one main goal, which should be to get the interested reader to call you or place their order. By laser-focusing on this one action the reader should do, the copywriting will be targeted, specific and powerful.

Of course, there will be other information and details on the website and there will be a secondary goal for the reader to sing up for a newsletter or download a report but focus mainly on the one specific action the prospect should take.

4. Be exciting, informative, to the point, interesting. People will not read something that is boring if they dont have to. Make sure to avoid corporate talk that is loaded with we and general information the reader already knows.

5. Write mainly to get sales or leads; and not for the search engines. Your website may be listed high by a search engine, but what good is that if it does not bring leads and sales.

6. Encourage interested readers to telephone the business. A good salesperson can sell much more effectively by talking to a prospect than by just emailing. Talking builds rapport, trust, and questions asked so it is customized to the prospects specific needs and wants.

7. Words sell and graphics are secondary, so be sure to invest properly in the copywriting on the website.

8. Answer the concerns and objections the reader has. Make a list of frequently asked questions. Answer them for the reader on the website. Overcoming objections and concerns is what often clinches the sale.

9. Use proven winners for successful copywriting. These include reader benefit copywriting, be specific, tell the full story of why this is the best choice for the reader, use customer testimonials, make an offer, use a guarantee, get action now.

Mike Pavlish is a successful copywriter who has sold products and services for almost every type of business since 1978 and the author of a best-selling ebook. For information go to http://www.MegaProfitCopywriting.comMersey Blog23489
Maya Blog77669

Using The Internet To Make You Money

The internet is one of the most important and easiest-to-use tools of our time. Using the internet wisely can help you save time and money.

But what if I cant afford the internet at home?

You can always access the internet from your public library, your school library, or a friends house. If you plan to spend long hours on the internet, consider going to the local college to use their computer lab. Some computer labs are password protected, and others arent.

You could also choose a cheaper connection. Many of the premium internet connections are overpriced. You can get a mid-speed connection for very reasonable rates.

Research

You can use the internet to research everything. You can research if you are being paid enough at your current job. If you find that you are being underpaid for the market, you could possibly ask for a raise, bringing with you up-to-date proof that your skills are a more valuable asset than the company admits.

If you are starting out with something that you are not that familiar with (for instance, getting a loan), you will want to find websites with information that can help you on your way. Gaining information will save you time, because you will know what you are looking for. As you know from finding this article, there are articles on almost any topic on the internet. The more you know, the better deals you will be able to achieve.

Shop Around

It used to be that shopping around was a time consuming (and gas consuming) event. Now, you can determine what store you want to visit at the click of a mouse. Before you make any major purchase, you will definitely want to use the internet to research your options. You can compare major brand prices on the internet. Check out the different home pages for varying information, for instance, on cell phones.

Oftentimes there are consumer guides available online that will help you with your comparisons. You can read reviews of products by other consumers. You can find out things that the salesperson isnt likely to tell you. Third party comparative sites can be very helpful for you in framing your research.

Even if you are not buying something tangible, like a car, the internet can help you decide. The internet will have current investment rates for all the major banks, and it will have rates for other items like insurance.

The internet not only allows you the opportunity to compare different prices, often there are online comparison calculators. Use these calculators to your benefit, but always get a second opinion.

Buy Online

Just because you have researched your purchase online doesnt mean that you have to buy it online. However, you might consider making a major purchase online if you trust the seller and the price is right. Often, shopping sites like eBay or Overstock can help you find better deals than you would in stores.

Websites like Indigo or Staples often offer the same items they do in their store. However, they might have bargain deals on their sites that are not available in-store.

Remember: when you are making an online purchase, you need to take into account the shipping costs and taxes. These can often make what seems like a great deal online into an unwise purchase. You should be able to easily find out the shipping costs, or else dont buy the item.

Buy Electronic

Sometimes the items that you buy online will be electronic. It will cost you less to buy an Antivirus program that you simply download, than to buy the equivalent CD. Would you rather download an album or buy it at the store? Do you prefer e-books or books? Would you rather read your morning paper online? Consider electronic alternatives for your purchases to save you time and money: these purchases are often just a click away.

Also: if you dont mind reading e-books, you can check out many free books online (from Project Gutenberg) whose copyrights have expired. Read the classics for no cost.

Make Money Online

Use the internet to make you money, not just save you money! You can use the internet to advertise for your company, or to post upcoming events. You might even consider working for an internet-based company. If you feel entrepreneurial, you can start an eBay store and make money that way. There are many guides on how to make money using the internet. Just be sure not to buy into any scams.

Caveats

When you are researching anything on the internet, you need to judge the validity of the source you use. Three of the major points for judging sources are content, currency, and respectability. Is the sites content what you expect, or is it reasonable? Is the site current? There is not use looking at pages from 1998 because those prices will be out of date. Is the site reputable? Is it a site that you have heard of, or is it affiliated with a company you have heard of? The site might even be written by someone you know. Before taking anything on the internet as gospel, ask yourself these three questions to judge the validity of the site you are viewing.

Do not make online purchases unless you feel comfortable. If you dont feel comfortable using your credit card online, then dont. Make sure that you only give your information to websites that you trust.

If the old adage time is money holds true, watch that you dont spend all of your time on the internet. You dont want to waste your valuable time that you can spend in other ways, though investing a little bit of time online often pays off in many ways.

Although you have to be wise when you use the internet, the internet is a valuable tool that can help you on your path to financial success! Happy Surfing!
Morgan James is the editor of http://www.theguideto-loans.com/debt-management/. Check out the guide to loans for more information on how to save money, how to get money, and how to find financial satisfaction.Melissa Blog72591
Meta Blog82174

Be a Good Career Traveler

Every job you ever have is part of your career journey, and you should be a traveler on that journey rather than a tourist. Noted historian and Librarian of Congress, Daniel Boostin, observed:

The traveler was active; he went strenuously in search of people, of adventure, of experience. The tourist is passive; he expects interesting things to happen to him. He goes sightseeing.

Your work life is what you make of it. Show me someone who lives for the weekends and eyeballs the clock all day, marking each break as a milestone to a temporary nightly reprieve, and Ill show you someone who needs a change, either a job change or a job-approach change.

But I cant change jobs, you complain, Im What? Too old, too specialized, too under-skilled, too reliant on the paycheck, too scared? Well, maybe. But its a big world out there with lots of options and opportunities. A company called Vocation Vacations, started in 2004, even offers mini-mentoring experiences so you can test-drive your dream job.

The problem is not always with the job, but with our approach to it. We need to connect and engage more fully in what we do, realizing its importance to us and to others. Like anything else in life practicing a musical instrument, building meaningful relationships, volunteering community service we get out of a job what we put in it.

Whether youre starting a new job or trying to put wind back in the sails of your old job, there are some immediate steps you can take to move forward. Think of these steps as the Immediate Is or, things I can do immediately to be a good traveler on my career journey.

Get Informed:

Be curious about your job, your company, and your industry. Find out whats going on, whats most important, and what you can do right now to make a difference. You cant learn too much about the world you work in, and you build vital skills and knowledge in any job that can be applied throughout your career. Learn, know, and grow.

Get Involved:

Throw yourself out there and join the dance. No timid hearts. Get to know your coworkers and interact with them with an open mind. Get to know your customers and learn how you can best meet their needs, right now. You dont need an annoying, in-your-face style to be out there. You can simply show interest, enthusiasm, and flexibility in your job and in the overall success of the company.

Get Inspired:

Dont drag yourself out of bed every morning like a rock trying to turn itself over; find the thing that will spring you out of bed and energize you all day. A compelling goal and personal mission will get you up and going. When things get tough, have an optimistic, can do attitude. The world throws a lot of tough stuff at us that can sap our energy or feed our energy, depending on our outlook and response. Also, have high expectations of yourself and those around you. Dont settle for mediocre and good-enough efforts or youll get mediocre and good-enough results.

Get Innovative:

Take risks, think differently, and dont fear failure. If you truly care about your work and are accountable for your actions, you will recover from well-intentioned failures and missteps, learn from them, and be better for them. Raise your big and small ideas and suggestions that will improve the company. Have a playful and creative approach to work. Just because youre focused and disciplined doesnt mean you have to be dull and rigid. Attitude is everything.

Get It Done:

Thats simple enough. Make a decision and make a move. Get off the porch, as the old saying goes. Too often, we make promises to ourselves to be better people tomorrow, and tomorrow never comes. Be an action-oriented person with a purposeful step. Keep your head up, your eyes open, and your mind focused.

Journeys arent walks in the park. They challenge us and make us better people. Be a good traveler on your career journey and get the most out of every job, otherwise the journey probably wont take you very far.

Dave Neal has helped develop thousands of employees and managers in organizations around the world for over 15 years. He is a senior partner at 4th Street Training. Web: http://www.4thstreettraining.com. Blog: http://www.4streetsmarts.blogs.com. Email: dave@4thstreettraining.com.Mufi Blog27739
Mariel Blog80587

AdSense Sites: Can Beginners Make Money with AdSense Sites?

If you are in Internet marketing or have been reading the ads all over the Internet about how to make money from your website you can't have missed all the talk of AdSense. This is one of Google's main revenue generators and over the few years it has been around has made quite a few early adopters a lot of money.

Google makes a percentage of the cost of the ads and the website owner where the ads show up makes the remaining percentage. The AdSense ads are actually the ads placed through Google's AdWords Pay Per Click (PPC) advertising program.

Unfortunately as with all good things it seems, the money making potential seems to have diminished for the majority of those trying to make a go of AdSense as a viable money maker. That is not to say you can't make money off the AdSense program, it's just not as easy as it apparently was. Unfortunately I was not one of those who made good money off AdSense ads.

Regardless of all the ads promoting really big money from AdSense and the fact that there are still people collecting big profits from it, let's look at it through the eyes of someone just getting into the program in earnest. Someone like many of us that do not have a large source of traffic, or maybe even no traffic to sites we want to add AdSense to. In many cases we might have sites made specifically to be monetized with AdSense. Is it worthwhile to have sites specifically designed to make its income from AdSense ads? I say sites because it is not logical to think someone with a site that does not yet have a huge amount of traffic to believe they can make lots of money from a single site with AdSense on it.

Not going into details, the Google AdSense program is where a website owner has joined the AdSense program and allows Google to place AdSense ads on their website. When a visitor to the website clicks on an AdSense ad the website owner makes a few cents to many dollars from that click. How much you make is dependent on several factors such as the market the ad is trying to capture clicks from, the efficiency of the ad, the keywords the ad is focusing on and other factors. Certain types of ads almost always pay more per click than others. Insurance, loans, and finance ads pay a lot more than an ad for garden tools or gift baskets or paper plates, etc. would pay.

Real Life Example

I decided to give AdSense a try and see if I could make an average of $5 a day from a site designed to be monetized with AdSense ads. The sites are essentially sites with articles on them based on the theme of the site. I wrote some of the articles but purchased most of them. Articles to be added to the sites in the future will be mostly purchased due to lack of time to write articles myself. They are the content of the sites. The sites are mostly written in html, although I do have a few that are php coded sites.

On the pages with the articles are the AdSense ads, usually three blocks of ads on a page. The sites are small with most being about nine to 15 pages total. Adding articles on a regular basis will slowly build up the sites over time which is what the search engines want to see. I started with twenty new AdSense sites and three older blog sites I already had, plus two new portal sites that had no traffic going to them. All sites were monetized with AdSense.

The AdSense sites cost nothing, but the few articles on each site cost about eight dollars each. Articles can cost from about twenty-five cents to fifteen dollars or more depending on the source and quality. The lower cost articles require considerable rewriting so as not to cause your article to be considered a duplicate article and incur a so-called duplicate content penalty.

Allowing for placing five articles a month on a site plus some miscellaneous costs like hosting, domain name, software, and potential maintenance costs, a fifty dollar monthly cost per site is incurred. Yes you could write all or most of the articles yourself, but that is not practical if you have many sites and is very time consuming. So I am discounting that solution as impractical if you have many sites. So to break even on these types of AdSense sites each site needs to make about $50 a month. Thats an average of $1.70 a day.

A measly $1.70 a day, that should be easy for a site to make. Maybe it is, but it is heavily dependent on the traffic to the site and the corresponding clicks on the AdSense ads that result from it. To put things in perspective, look at the results of my twenty AdSense sites, three blogs, and two portal sites. All sites except the three older sites have been up slightly over three months. I started getting a few links to each site just this past month.

Real Life Terrible Results

Only last month did I start getting links to any of the sites. I am averaging about $1 a day from all twenty-five sites together. Thats about $25 a month total, far less than break even cost. I just checked today and have made $50.55 for this current month, month four for most sites. That's about one twenty-fifth of what I need to break even for the sites. Half the money came from the twenty AdSense sites, with the rest from the other five sites. There are still two more days left in this month.

I believe the results will continue to improve as long as I add articles and get links to the sites. It is a long way to go until the sites break even, if they ever do, so I am not holding my breath. Although these results are terrible, in my opinion, it must be mentioned that I am doing this part-time and only recently has there been an effort to get links to the sites. If it had been a full-time effort (and it could easily have been) then the results would seem even worse. I have totally ignored the effort (which has been considerable) in getting the sites up and working properly, correcting and adding the articles and revising the links for each new article I added to the site.

I do have software that would easily generate such sites, but decided not to use it due to leaving footprints and having the sites considered spam sites by Google or the other two top search engines. From the looks of it right now it's too early to make an accurate judgment as to whether the sites will be worthwhile. I tend to think the effort is too great the way my sites are set up now and the cost of the articles too high to make a decent long term profit. I figure I need to revise how the articles are added and probably get the cost of the articles down a lot more, to less than half what I am paying now to have a fair chance to break even, let along make a profit.

Is AdSense Worthwhile for Beginners?

So the question, can beginners make money with AdSense sites cannot be answered yet with any accuracy from my results so far. On the surface it appears the answer is no, not if following my route. Only if extraordinary amounts of traffic can be obtained does it look like my sites will make any decent money from AdSense. Probably another, a better approach, will be necessary and a lot more pages with AdSense ads on it will be required to be able to make any significant money. I suspect I will need at least 50 to 100, or more, articles per site to have a fair chance of creating a small part-time equivalent income from the sites.

If you consider an average cost of six dollars for an article, and that is a very low cost for a new article, and still the same five articles a month, with just half the estimated ten dollars monthly miscellaneous costs being only five dollars, the thirty-five dollar monthly cost per site still is difficult to conceive making even that much from the poor results experienced so far. Only time will tell whether the effort will be worthwhile.

I am already changing my html sites so they will be easier and faster to add the new articles. Unfortunately that may cause me to effectively start over with my AdSense earnings since the links will be different and any pages already indexed will have to be re-indexed again since I am changing the sites little by little to php sites. I did something similar several months ago to a single larger site and even months later over 500 of those original pages were still indexed even though they had been off the site for many months.

If you agree it's difficult for a beginner to make money with AdSense or if you have made a worthwhile AdSense profit in a short time period please enter your opinion on www.cackel.com if you would like to share your success or failure. I would like to see other views on this topic, especially those who have made a decent return on non-directory type AdSense sites within a reasonably short period of time.

Copyright © 2007 Charles Harmon

Charles Harmon is a software developer and also writes articles for websites. One of his favorite interests is reading your opinions which you can enter on http://cackel.com. Another is Internet marketing - visit www.internetmarketingpath.com. If you have gripes or bad experiences you can voice them at his PootoYou site.Minta Blog64296
Merridie Blog53802

Corporate Van Finance: Prominently For Business Development

Vehicles and particularly van contributes a major role in the development of a business, as it makes transportation easy and faster. You might also feel the necessity of a van for commercial use and the inadequate finance is becoming the barrier between you and your ends. To tackle such insufficiency of finance, corporate van finance can aid you monetarily if considered. Corporate van finance is a loan scheme with the help of which a business person or any individual can finance a vehicle for commercial purposes. Though auto loans are easily available but opting corporate van finance can rationalize your financial budget.

Finance can be obtained under corporate van finance by applying for any form available secured and unsecured. The applicants have to place collateral while applying for secured form because this form facilitates them to borrow large amount of money at easy and low rate of interest. If collateral provided carry a higher equity then the borrowers can enjoy the privilege to borrow more finance. Individuals who are incapable of providing property can take the track of unsecured form to avail finance. Corporate van finance welcome persons having bad or adverse credit holders and offer the same proposals of secured and unsecured forms.

Corporate van finance is indeed a loan according to ones budget. But if applicant takes a little bit of effort to evaluate the value of the vehicle then he can borrow loan equilibrium to his repayment strength. Moreover, relying entirely on the sales persons will not be rewarding as they are target conscious and are not well aware of ones financial budget. So, for any decision or consultation concerning corporate van finance you can approach financial experts.

Now-a-days corporate van finance is advanced within less time and also can be approved by sitting comfortably from home or office, as online provides round the clock services within seconds. So, with the coming of the vehicle you can increase your strength of business and expand to your expected horizons with the aid of corporate van finance.

Bonnie Castle works as a consultant in van finance. He is proficient in the finance world. Van Finance.net endeavors to find the best possible deals for its customers. To find Corporate van finance, commercial vehicle finance, finance UK van, van finance, car finance van, commercial van finance visit http://www.vanfinance.net/Mellisa Blog89718
Mercy Blog28825

6 Steps To Creative Visualization Technique

How do you use your creative power within to achieve your goals-create wealth, health or happiness in life ?

One effective way to do is to use visualization.Tony Robbins said,what you visualize, you energize!Thats true.

Your creative visualization power will motivate you toward your goal far more than anything.

Creative visualization is the technique of using your imagination to create what you want in your life.Creative visualization activates your subconscious mind power to really attract what you desire into reality. Visualization activates the law of attraction to work for you.

Imagination is the ability to create an idea or mental picture in your mind.In creative visualization you use your imagination to create a clear image of something you desire to manifest.

Then you continue to focus on the idea or picture regularly, giving it positive energy until it becomes objective realityin other words, until you actually achieve what you have been visualizing.

Your mental images of the things you ardently desire must be in minute details and clear. That is the secret of effective visualization technique.

Follow the 6 steps process below on how to do creative mental visualization that get result-your success, health, wealth,make more money, enjoy loving relationship or any other goal you have set .

1. Choose a quiet, peaceful and comfortable surrounding. Sit or lie down.

2. Relax yourself. This is very important for your visualization to get positive result! Breathe slowly and deeply to reach a relaxed state. Your mind should be quiet and calm.

3. Now, mentally visualize the actions you have to perform in order to achieve your goals. Be as detailed as possible. Visualize yourself already in possession of your goals!This is the true secret-an act of faith in what you so desired about.

4. Use all your senses-taste, touch, hearing, sight, smell and even feeling- to associate with what you have to do in your mental picture.

5. Say with conviction you can achieve these goals by working on your practical plan of action. Use positive self-affirmations that you can achieve it. Your self- affirmations or self-talks do effect your subconscious mind and tap its power to achieve your goal.

6. Practise it daily. This visualization exercise may take only five minutes but it can do wonders in motivating yourself to perform with excellence and enthusiasm.Fix a suitable time and place to practise it daily. The most ideal periods are just before you sleep at night and just after you wake up in the morning.

Apply this effective creative visualization technique to achieve all the goals you have set for life. Creative visualization works when you really put it into daily practise to achieve success for life!

Biang Lim has inspired, motivated, and brought success to the lives of the people hes touched. A lifetime self-improvement enthusiast, and author of "Success Motivation Training Manual" that reveals powerful secrets on how to motivate yourself and get anything you want, including how to tap your inner power for success with proven strategies and practical techniques at his site : http://bianglim.wordpress.com.Muriel Blog40030
Minnie Blog65967

What Kind Of Loan Do You Need?

At some stage in almost everyonmes lif they ask themselves, what kind of loan should I get? It's true that this subject gets less attention than it deserves because it seems that nearly everyone's in a hurry to get the money and move on to the higher priority which is whatever they wanted the loan for in the first instance. Let's start with this.

How much do you know about loans? This article intends to briefly describe the most important types of loans, so that you can get a global view over this issue.

The process of lending goes like this: the borrower receives an amount of money which he pays back to the lender within a fixed period of time. The cost of the service is reffered to as interest rate. Loans may be secured or unsecured, with periods of time ranging from a week to even more than 20 years, and with annual interest rates of one up to three digit percents.

SECURED LOANS

Mortage

A mortage is a common type of loan generally used in purchasing properties. If you want to purchase residential or commercial real estate and you cannot afford to pay the full value immediately (and this happens in most of the cases), you can arrange a mortage. You lend money and purchase the property and the financial institution is given security

by the title of the house until you pay off in full.

Home equity loans

By using the equity in your home, you can receive a significant amount of money that you have to repay over a fixed period at a low interest rate. If you fail to repay, you may lose your home. However, this is a popular source of finance.

Car loans

You can take out this kind of loan if you want to purchase either a new or a used car. The loan is secured by the car itself. The loan period is shorter than mortgages , as it corresponds to the useful life of the car.

UNSECURED LOANS

Credit card debt

The name of this type of loan comes from the small card issued to the user of the credit card system.You can pay those who accept credit cards without exceeding a preestablished credit limit. Basically, you borrow money from the issuer. With every purchase made, you agree to pay that amount of money plus an established interest.

The difference between a credit card and a debit card is that the former does not remove money from your account at each transaction. Every month you receive a statement indicating the amount owed for each purchase and the total one. You must pay at least a part of the bill by a due date. The interest charged by the credit issuer has a much higher rate than the ones charged in many other types of loans.

Personal loans

The most popular personal loans are the payday loans. You can borrow from $100 up to $1000 for a short period of time (regularly two weeks) and at a very high interest rate (you pay something between $10 and $20 for each $100 borrowed). If you cant pay back at the established payday date, you can pay the finance charge again and roll the loan for another two weeks. For instance, if you borrow $400 for a two-cycle payday loan period (meaning a month, usually) and the finance charge is $15 you get to pay back a total amount of $520.

Bank overdrafts

You qualify for this type of loan if you have a bank account in good condition.When the withdrawals from your bank account exceed the balance, the account gets a negative balance and it means that your provider is offering you credit. In case you have a prior agreement wth the provider and you have an established overdraft limit, any withdrawals within that limit are charged at an agreed rate. Otherwise, the interest rate might be much higher.

Credit facilities or lines of credit

A line of credit is a flexible way to get extra funds for expenses such as house repairs, vacations, or even to purchase an object you desire but dont have enough money for. In order to qualify for this type of loan you must have a clean credit history and a fixed income. The total amount of money you can make use of is established from the beginning and it depends on your income.

Corporate bonds

A bond is a loan in the form of a security. The issuer (the borrower) owes the lender (the bond holder) a debt and he must repay the principal and the interest (the coupon) within a fixed period of time. This fixed term is also called maturity and it is usually longer than one year. The bond issue might contain other stipulations too.

When you consider getting a certain type of loan, you must be very cautious regarding abuses. You must read the contract carefully, paying attention to each detail and make sure you understand all the terms. Otherwise you may find yourself in an awkward position relating to the loan by not being able to repay it.

Bill Darken - There's a good student loan area along with more relevant general loans assistance such as home, car, and consolidation loans. There are highly informative eye opening articles and up-to-date loans news as well, see it here at home equity loan or if the previous link is not working, you can paste this link in your browser - http://loans-only.com.Nadeen Blog46339
Marley Blog33920

Why So Many People Fail In Affiliate Marketing

More and More people are lured into affiliate marketing and you might be one of them. Indeed, affiliate marketing is one of the most effective means of generating a full-time income through the Internet. Its a fair deal between the merchandiser and his affiliates as both benefit from each sale materialized. Like in other kinds of business, a great deal of the profits in affiliate marketing depends on the affiliates advertising, promoting and selling strategies. Everyday, as affiliate marketing industry expands, competition heightens as well so an affiliate marketer must be creative enough to employ unique and effective ways to convince potential buyers to purchase or avail of the products and services offered.

Compared to traditional advertising practices, affiliate programs are more effective, risk-free and cost-efficient. But why do many people still fail in affiliate marketing? There are a lot of reasons and a lot of areas in the program to look into. The most critical aspect in the affiliate program is advertising. Many affiliate marketers fail in this aspect because they lack hard work, which is the most important thing in affiliate marketing and in all other kinds of business as well. Although it pays to be lucky, you cannot merely rely on it. Affiliate marketing isnt as simple as directing customers to the business site. If you want to earn big, of course, you have to invest time and great amount of hard work in promoting the products. As earlier mentioned, the competition is very high and customers nowadays are very wise, too. After all, who doesnt want to get the best purchasethat is, to pay less and get more in terms of quantity and quality.

Lack of preparation is also a reason why one fails in affiliate marketing, whether he is a merchandiser or an affiliate. Part of the preparation is researching. On the part of the merchant, he has to be highly selective in choosing the right affiliate websites for his affiliate program. In order to be sure he has the best choices, he must have exhausted his means in looking for highly interested affiliates whose sites are sure fit to his products and services. The affiliate sites visitors must match his targeted customers. On the other hand, the affiliate marketer must likewise research on the good-paying merchandisers before he signs up for an affiliate program. He must ensure that the merchants products and services match his interests so he can give his full attention and dedication to the program. He can get valuable information by joining affiliate forums, comparing different affiliate programs and reading articles on affiliate marketing where he can get tips from experienced affiliate marketers on how to choose the best merchants and products with high conversion rate.

The website is a very important tool in the whole affiliate program. As an affiliate marketer, you should plan how your site is going to be, from domain name to the design, the lay-out, the content, and ads. Some users are particular about what they see at first glance and thus when they find your site ugly, they wont read through the content even if your site has many things to say and offer. On the other hand, there those who want information more than anything else. Affiliate marketers with rich-content web sites are usually the ones who prosper in this business because the content improves traffic to the site. Websites with high quality contentswith relevant keywords and more importantly, right information about the product and not empty hyped-up advertisementsallow you to earn big in affiliate marketing even when youre asleep. If you wont be able to sustain the interest of your site visitor, you wont be able to lead him to the merchants site. No click-through means no sale and thus, no income on your part.

Selecting a top-level domain name is also crucial to the success of the affiliate program. Lots of affiliate sites dont appear in the search engine results because they are deemed by affiliate managers as personal sites. Major search engines and directories would think of your site as transient ones and thus, they wont list it in the directory. Before you decide on the domain name, know first what you are going to promote. Many fail because their sites are not appropriately named, so even when they feature the exact products the customer is looking for, the customer might think the site is not relevant and thus, wont enter the site.

Above all, an affiliate marketer must be willing to learn more. Certainly, there are still a lot of things to learn and so an affiliate marketer must continue to educate himself so he can improve his marketing strategies. Many fail because they dont grow in the business and they are merely concerned about earning big quickly. If you want long-term and highly satisfactory results, take time to learn the ins and outs of the business. Continue to improve your knowledge especially with the basics in affiliate marketing ranging from advertising to programming, web page development, and search engine optimization techniques. Likewise, study the needs and wants of your site users and how different merchandisers compete with each other.

Keep on trying; dont get disappointed if your first attempts did not pay off. Thousands are attracted by the possibility of generating skyrocketing incomes through affiliate marketing and so they sign up in any affiliate program without carefully understanding every aspect of the business. When they dont get instant results, they quit and sign up for another program and repeat the process of just copying links and referring them to others. When you sign up for an affiliate program, dont expect to get rich in an instant. Work on your advertising strategies and be patient. Youll never know how much you can get if you dont persevere.

Clarence Binayu is the founder and Webmaster for http://www.virtual-guides.com. Here you can find FREE information on many subjects including business, automobile, travel, vacation, affiliate marketing, advertising, internet, sports, entertainment, technology, communication, fashion, home improvement, culture, education, society, science, politics, fitness and health. http://www.virtual-guides.com provides you with helpful guidance, tips and news update, from basic to the latest skills, knowledge and information, about these subjects.Mersey Blog23489
Mara Blog96393

Your Real Estate Career Begins With Education!

When I started investing in Real Estate I didn't know where to start. I mean how does one go about buying a property that needs work and isn't bringing in a dime from rent. Like many I felt that I probably was just able to buy the home I currently live in on my current income. How in the world was I ever going to talk the bank into giving me another loan to buy an investment property when I had no idea what I was doing.

Once I acknowledged my Real Estate Investing ignorance I did what any smart investor would do. I started my career with education. Oh boy was I in for a real eye opener. The more I learned that more I realized I had no clue about investing. But I kept on learning and getting my hands on everything I could. I turned my car into a mobile University. No more smooth jazz in the morning, it was time to fill the air with the voices of Real Estate gurus.

Now before you jump up and go drop a few thousand on a course you saw early this morning let me suggest a few more economical ways to start your education. These are the ways I started and still educate myself.

Since your reading this article lets start here. The internet is a great source for learning about real Estate Investing. REIHouses.com is a great place to start. Once you start searching around for information you will find an endless supply of information.

Next hit the library. My library has a website that I can search the entire catalog and have the items I want delivered to the closest branch. The other great thing is they have a bunch on audio. This way I can go pickup my selection and pop one in my cars cd player right away.

OK this one is huge. Probably one of the most valuable resources for your money. Find your local Real Estate Investor Association. There are so many advantages of joining REIA. First off it is a great way to network with other Real Estate Investors. Another reason is that they usually have their own library of educational material that you can check out just like your local library. Instead of spending thousands of dollars on material you can check it out for a month. Go through the material if you think it would be a good purchase then you can go out and buy your own copy. I have used this method several times. I'll be writing an article on all the reasons to join REIA later but for now I'll keep it to that. To find a REIA near you go the National Real Estate Association web and search the national directory. http://www.nationalreia.com/

By now you probably have enough information to go out and get your hands on some great Real Estate Investing educational material. But while we are at it I want to add one more great source that I use. That is pod casts and downloadable audio programs on the internet. Now pod casts are usually free and you can find several at iTunes.com or Yahoo Pod cast Directory. Audio book sites offer downloadable audio books like you would buy at a book store but usually a little cheaper and you can download them instantly. Once you download them you can either upload them to your iPod or other MP3 player of burn cd's to take with you in the car or wherever you like to listen. Of course you can also listen to them right from your computer if you like.

I sincerely hope that this will help you get started on your journey to investing in Real Estate. The amount of information you will take in will at times feel like your trying to drink from a fire hose but keep at it and I promise you will be doing deals before you know it.

For more great information about Real Estate investing please visit http://www.reihouses.com

Mr. Jason Blanton is an Active Real Estate investor and contributor to http://www.reihouses.com.Marley Blog31275
Melita Blog69741

The High Cost of a Bad Check

Writing a bad check can really be a tough predicament. It can happen to anyone, even those who that make an effort of taking care of their money. Poor budgeting and impulsive thinking are the most common root of this financial problem. If you happen to blunder into this situation, acting quickly to resolve this problem is critical because this mistake can be costly.

While a single bad check may not be too much of a problem, a number of them can cause havoc on your budget. You have to pay a bank fee which can range from twenty to thirty dollars or more. You may also have to pay the same price to the person or store for the inconvenience you have caused.

If your bad checks pile up, your bank account will quickly go into negative numbers and your bank may ultimately decide that you are a huge risk and close your account completely. Opening a new account will not be possible unless you repay the balance of your previous account and your bouncing check will recorded on ChexSystems alerting other banks of your infractions

Your problems can also worsen if establishments resort to legal action to retrieve their money. You may receive a call from companies that specialize in recovering bad checks, reminding you to resolve the problems with their clients as soon as possible. Bad checks will not affect only your finical situation; your reputation can also be destroyed as well. Banks will be reluctant to do any business with you and it will also diminish of job opportunities that will be available to you.

Try to avoid writing bad checks as much as you can. The problems that plague you after writing one can plague you for a long time. If an accident does happen, try to work out the problem as quickly as you can. Your future and reputation are at stake so always keep an eye out to keep your financial situation healthy.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning credit. Get the information you are seeking now by visiting http://www.creditsavingssite.com/credit-cards/credit-cards-online/the-high-cost-of-a-bad-check.htmlMaribel Blog80361
Nancee Blog90295

Make More Sales By Making Optimized Web Pages

So you'd like to be an Internet Marketer, marketing products or services on the Internet and live the good life that financial success can bring you. But how do you get to that point? How do you get a successful Internet business started?

Studies prove simple web sites can sale just as effectively as, or even better than, elaborately designed, phenomenal looking websites. Maybe you used your friend to make a web site for you and now you're sitting back waiting on the dollars. Perhaps you purchased FrontPage, Dreamweaver, GoLive, or another web site software product and have been making your own sites. Most people who try to make money on the Internet fail miserably, have you?

Let me share a another secret with you. It's not hard to learn HTML and CSS. It's not hard to make simple web page that can be very effective at selling. One of the problems with full blown software packages like FrontPage or Dreamweaver is that it makes it very easy to keep adding to and tweaking your web site until its way too busy to be an effective sales tool. I create the majority of my web sites by directly editing the HTML, ASP, or PHP code in a text editor. There are times that I will do an initial layout in a package such as FrontPage and do the remainder of the work using a text editor tool. This is especially true for pages that are interactive, like a page that contains a form to collect user data and populate a database such as mySQL, or a page that pull data from a database to create dynamic output.

Let me share one last secret with you. The pages you create to sell something are probably not very effective at selling, unless you're already successful, and experienced, at marketing and copywriting. When I first saw a sales page that had been optimized based on statistical analysis of successful and unsuccessful sales pages I was dismayed. I just knew that it was too simple and too plain to sell anything... I was not only wrong, I was dead wrong. I base my sales pages on this same statistically proven design, it's clean and simple and there's nothing complex or hard to about creating it. The main things are that you constrain the text in an area that's around 800 pixels wide and that you have a white background in this area. You can have a boarder around this body area and the page itself can be black or white. You can see an example at my web site.

I've given you three secrets that can make your web site more successful and more profitable. Don't just sit there, make it happen.

Fred Black has created an easy to follow, hands on, instructional video at http://www.WebSiteTrainingOnline.com, called An Introduction to Creating Web Sites.Margarethe Blog68694
Melva Blog45496

The Benefits of Using Data Flow Diagrams in Presentations

First off, lets start with defining what a data flow diagram is in the first place. A data flow diagram is a graphical representation of data flow in a process or information system. These diagrams can become and invaluable asset in your presentation if used properly.

Usually this technique starts with a very high level graphical representation showing and overall picture of the business and processes and continues down to the lower levels of the process through the presentation. This is often called top-down expansion. By presenting this analysis, the audience can literally walk with you through the process and see each discrete point as you lead them through the presentation. This is especially useful with business stakeholders who have a stake in the work flow or process you are discussing. Often times, they may not have ever seen the high level view of the given process or flow.

To get started, simply start with a context diagram. This is usually a simple representation of the entire system, process, or data flow your are discussing. Next, follow up with a level 1 flow diagram; which provides an overview of the major functional areas of the business. At this point, dont get into the details. Keep the level 1 diagram at a high level and start addressing all the areas of interest that your audience has a stake in. Make sure you are using terminology that makes sense to them. The easiest way to lose your audience is to use acronyms or terminology that they cannot relate to.

Now that you have your level 1 diagram, you are ready to create the level 2 business flow diagram. Continue to peal the layers of the process back in your presentation going deeper at each level. Typically, you will want to keep it no more than four (4) layers deep. Any deeper and you will lose your audience for sure. A good approach is provide hand outs that the attendees can take with them.

Identifying the existing business processes, using a technique like data flow diagrams, is an essential step to business process re-engineering, migration to new technology, or improving any work flow related to your business.

Here are a few pieces you will need in your flow diagram:

External Entity

An external entity is a source or destination of a data flow which is outside of your process. This could be anything where data originates outside of your process. The symbol used is an oval containing a meaningful and unique identifier.

Process

A process shows a transformation or manipulation of data flows within your system. The symbol used is a rectangular box which usually contains three elements. The first is a number that appears in the upper left hand corner.1

Firstly an identification number appears in the upper left hand corner. This is allocated arbitrarily at the top level and serves as a reference. Second, you must put a identifier that describes where in the system the process takes place. An example is a piece of hardware, or department. Finally, a descriptive title is placed in the centre of the box. This should be a simple statement with a specific verb, for example 'maintain vendor records' or 'find need'.

Data Flow

A data flow shows the flow of information from its source to its destination. A data flow is represented by a line, with arrowheads showing the direction of flow.

Data Store

A data store is a holding place for information within the system: It is represented by an open ended narrow rectangle. An example might be a batch of invoices or a queue in a system that stores records before processing.

Resource Flow

A resource flow shows the flow of any physical material from its source to its destination.

The physical resource needs to be identified and labelled.

Now you are set to create an informative and compelling presentation.

Matt D Murren owns and operates http://www.flow-diagram-advisor.com Flow DiagramMariann Blog41365
Myrtia Blog16725

6 Tips on How to Make $500 Dollars a Day with Adsense

Googles Adsense program provides the perfect way to generate an ongoing passive stream of income for the savvy internet entrepreneur.

It is free to join and easy to set up.

I hear you ask, if its so easy why isnt everyone making piles of money by slapping Adsense code into the pages of their websites.

Well there are a number of factors that contribute to a webmasters success with Adsense not least of all having a contextual website.

If you base your quest to make $500 dollars a day with Adsense on the following, you stand a good chance of sustained success.

1. Dont build a site for Adsense

Apart from being against adsenses TOS, sites created purely to carry adsense ads dont work in the long term.

They will in all likelihood get banned by Google, wont make money as well as making it difficult for you to open another Adsense account.

2. Build a Site with Content

Sounds obvious doesnt it, but sites that are interesting and packed with compelling content are more likely to be revisited and related ads are more likely to be clicked upon.

Be sure to use your own original content - sites that duplicate content get penalized by Google.

Remember that rubbish sites generate rubbish income.

3. Choose Your Sites Topic Carefully

Whilst your site should be based on your business interests or your hobby to keep your motivation levels high, just keep in mind that certain topics will attract higher value Adsense clicks than others.

For example a website on the mating habits of the north sea clam probably wont attract any advertisers and therefore no Google Ads to display, let alone traffic.

Making money online and web hosting are topics that will never be short of advertisers, however the competition is higher and therefore more difficult to attract website traffic.

4. Niche Market

Your best bet is to target a niche market that does not have the competition in terms of fellow webmasters but still has a certain amount of interest.

Therefore if your website is cameras, targeting digital cameras would be a very competitive term, whilst targeting underwater digital cameras for scuba divers would be less competitive and will attract targeted traffic as well as related Adsense ads.

It is important that you understand that the text and keywords you use and the placement thereof will influence the type of ads that are served up by Google.

5. Type of Ads and Placement

The placement of your ads on your web page has a direct influence on your CTR (Click Thru Rate) - the higher the CTR the more clicks your ads are generating and the more money you are making.

To this end, take special note of the heat map provided by Google that shows the best positions for your ads on your web pages.

Also decide carefully on the type of ads and the colors that you choose the type that blend in well with the look, feel and flow of your site will probably be best in silently persuading your visitors to click on them.

6. Traffic Statistics

Finally analyze your adsense traffic stats as theyre packed with useful information Google provides such a tool for this purpose with your Adsense account.

To make money with adsense you need to know what your stats are telling you and what you need to know.

The amount of traffic your site generates will obviously influence your adsense income but that is a whole separate subject just on its own.

The point is that for 2 sites generating the same amount of traffic, the site that is optimized for adsense, as above, will earn for more in adsense income than the site that isnt.

To find out more about how you can make $500 a day with adsense visit:
http://www.internetbusiness.co.za/adsense-decoded.htm

Mark Bellinger, a university graduate, is a successful businessman and entrepreneur and creator of the following websites:Mindy Blog760
Marian Blog97841

3 Secret Weapons for the High Rolling Affiliate Marketer

What does it take to become a successful Affiliate Marketer? What are the ingredients of an affiliate marketing success story? Is there a shortcut to Affiliate Marketing glory? All these questions play around in the minds of affiliate marketers who want to make it big in this business.

Although affiliate marketing is touted as one of the easiest and most effective ways to earn money online, it is not as easy as it sounds. The wise affiliate marketer plans every action and executes it the best way he can. He should also maximize the potential to earn by utilizing the right tools necessary for a successful Affiliate Marketing business. If you want to be a successful affiliate marketer, you have to treat it like a business. We have consulted some of the most successful affiliate marketers in the business and below are the top three necessary tools for a successful affiliate marketing business.

Important Tool #1: Domain Name and Web hosting

The most important and indispensable tool in Affiliate Marketing is your own website. The first step in any successful affiliate marketing business is building a good, credible and professional looking website. Your website is the jump off point of all your marketing efforts. Thus, you must first build a user-friendly website, which will appeal to your prospects and encourage them to click on the links to the products and service you are promoting and make a purchase. Therefore, you must first concentrate your efforts in building a website that will cater to what your prospects need.

The most important thing you should consider is that almost all web users go online to look for information, not necessarily to go and buy something. Above all else, make your website full of original, relevant and useful content. People will love articles that are appealing and helpful. Keep in mind that, in the internet, content is still king and good quality content will not only build your credibility, it can also help you achieve a higher search engine ranking. By posting relevant and useful articles, you establish yourself as a credible expert in the field, making you a more trustworthy endorser of the product or service you promote. Establishing a good reputation is a good step in building up a loyal consumer base.

Highly Recommended Web Hosting: Site Build It

Important Tool #2: Professional Autoresponder

A professional autoresponder is one of the lifelines of your business. Even if you go to the super cheap route on all your other tools, do not settle for a cheap, low quality autoresponder.

Yes, there are free autoresponders available online, but I guarantee you theyll cause more headaches down the line (and lost profits) than you want.

To read more about responders click here

Important Tool #3: Link Popularity

The importance of driving highly targeted traffic to your website cannot be emphasized enough. The all-important web traffic is at the top of the list of the most important entities in the internet world. Attracting people to your site should be the first step you should carry out. Do everything to achieve a high search engine ranking. Link Popularity is one of the factors that search engines use to determine search engine rankings. Therefore, to enhance your link popularity, you must launch an aggressive reciprocal link campaign.

One of the best ways to do this at no cost at all is by submitting articles, with your website's link at the resource box, to e-zines and free article sites. You will not only gain exposure, you will also have the opportunity to advertise for free, just include a link back to your site. The more sites you submit your articles to, the better your link popularity is. Make your articles original, relevant and useful so that more websites will pick it up and post it.

These are but three of the many tools that an affiliate marketer can use to maximize earning potential.

Refine your marketing skills with Donny Gamble, a top affiliate for thousands of affiliate marketing products. For more affiliate marketing tips and tricks, and to learn other affiliate sales secrets, please visit http://www.AffiliateMarketingJournal.com.Minny Blog21303
Nadean Blog45612

How To Make Money With Pro Wealth Solutions

If you are considering joining Pro Wealth Solutions, there are a couple of things you should consider before you start paying $35 for the membership.

Pro Wealth Solutions is a typical MLM business opportunity. Meaning that you sign up, start paying the $35 membership and then you will be paid a commission on whoever you get to sign below you. In essence, you are being paid a portion of your downlines membership money.

Some will classify this as a Pyramid Scam. Though it is a pyramid structure, the word Scam is a little harsh. One definition of scam that is apropos to this situation is to obtain money from somebody by dishonest means. If Pro Wealth Solutions promised to give you access to their resources for a membership fee of X and did not deliver, then that would be a scam. If they promised that you are going to make X amount of money if you pay them and Y amount of membership money, and dont deliver, then THAT would be a scam. Further, if PWS promised to pay you X for each person you sign up and fail to send you a check when your downline is 150 deep, then that would be a scam.

We have yet to see that happen. As a matter of fact, PWS is quite prompt with their payment of earned commissions. We have FULL access to their resources. And as with any business, online or off, they have never guaranteed the amount of money we would be making. So we dont see scam. YET!

I say yet because things can change. But until they do, we will continue to implement what PWS has to offer into our own strategy.

Now, if you have not taken a look at Pro Wealth Solutions, do so now. It is free to evaluate. Of course our mantra: DONT SIGN UP FOR ANYTHING THAT YOU DONT UNDERSTAND. You are just signing up so that you have access to what PWS has to offer.

HOW THE PRO PROFIT TEAM IS USING PWS TO MAKE $1,000s

Pro Wealth Solutions offers several what they term Income Streams. The idea behind these income streams is for the member, in addition to signing people up, to have multiple products to sell which will help you put cash into your pocket while you grow your business. Here are the income streams:

PWSMortgageCo.Com
BetterCreditToday.net
Credit Card Processing
Real Estate Training

And several other training pieces that you are licensed to reproduce and sell in any creative way your little heart desires.

I come from a real estate investment background. So when I saw the Pro Wealth Mortgage Business, it clicked for us. After carefully assessment, and of course extreme due diligence, (I had to speak to whoever was going to be originating the loans, I had to find out the legality of what they were doing, and other loan industry questions like how they handle appraisals, notary issues, origination fees, funding time lines etc.)

The rest was easy! All of our executive members at The Pro Profit Team have since refinanced our homes and investment properties through PWS. The bank that PWS has the relationship with is a publicly traded FDIC insured Bank. Not a mortgage broker. So there are no brokerage fees. I got a better interest rate than I had on a 4-plex that I own and they were able to save me about $800 bucks on my monthly mortgage payment.

Because we are customers, it is truly an easy sell. All of my friends and family are using PWSmortgageCo.com. They are that good!

Our strategy is to present PWSMortgageCo.com to as many people as we can within our community. We have a great strategy that targets hard working class people (like myself). The sell is the most soft sell in the world! It works like this:

Hey Homeowner, Check these guys out. (give them the info) I just recently refinanced my house with the people and they saved me $800. They may be able to save you some money as well!

Or

Hello stranger in the pub I overheard you talking about your home, you should check these guys out, they have some of the best interest rates Ive seen lately.

You wouldnt believe me if I told you how well these two strategies work! I have yet to meet a homeowner who wouldnt like to save money on their mortgage. Here is the phrase that is worth $1,000 almost every time you speak it:

They may or may not be able to save you money. Its definitely worth checking into!

Its that easy! This is not a potion made from some fruit from New Guinea. This is not a super vitamin, this is not set of motivational tapes, this is not protein powder. This is a Mortgage!

EVERYONE WHO WANTS TO BUY A HOME NEEDS A MORTGAGE!
(Unless you are independently wealthy and are paying cash for your home; In which case you dont need a program like Pro Wealth Solutions!)

EVERYONE WHO CURRENTLY HAS A MORTGAGE WOULD LIKE TO SAVE MONEY ON THEIR MONTHLY PAYMENT! GUARENTEED! WITHOUT EXCEPTION!
That is very VERY POWERFUL!

You can take a free tour of the Pro Wealth Solutions Income streams at:

www.Passport2Profits.com



Millisent Blog44025
Morganne Blog75153

Write For You - A Reader Focused Writing Primer

You want to write better, more engaging articles and content right? You want to get your message across and you want your call to action.actioned right? I am no writing expert, but I can tell you one thing, the secret to writing better starts with one tiny word.. YOU!

Your readers (And maybe your potential clients/customers) read what you have written for a reason. They read because they want to gain something from it. THEY want to gain something. They are not interested in how YOU are this, that and the other. They want to find out how what you are writing can benefit THEM. People are greedy. Even when they are not trying to be. They are greedy at a subconscious Brain Sponge level.

How many times have you read an article or blog and stopped reading half way through? How many times have you thought Godthis person likes to talk about himself? And dont you just hate conversation when someone else always talks about themselves? READ ON!

ALWAYS FOCUS ON YOUR READER

When you are writing, and especially when you are writing to sell something, focus on your reader. They (Usually) dont care about how great your product is, they only care about how great it will be to them. Use the Words You and Your. Make your reader feel how much it is going to benefit THEM.

A great testimonial to this fact is a test I ran on a single eBook I used to sell. It was a single page website that sold an eBook on setting up a website. I played around with the copy a lot and the product was great, but it was not selling. I invested in a split testing software and created two different versions of the sales page. One was the normal sales copy and the other was the sales copy focusing on the user. So rather than With our eBook I had With your eBook etc. The results were surprising. By minimizing the use of I We and Our and increased the use of You and Your, the sales of the book increased by 60%. Thats a lot!

ASK QUESTIONS

Asking your readers questions is also a great way to engage them. Make them think. Make them ask the questions YOU WANT THEM TO ASK! Questions that YOU have an answer for. Have a specific call to action and lead them down the path.

I have used this technique on many sites in my network from the beginning and have seen great results. I am sure you will too.

***It should be worth noting that I (tried) to keep you engaged in this article by using the word you/your 30 times (Including this sentence) and asked 5 questions. Seems like a lot now but it worked, didnt it?

David Davis, is the lead developer and project manager of RedflyStudios LTD. Web Development Ireland For more information visit http://www.redflystudios.com.Morlee Blog92325
Myrtia Blog16725

Are You Struggling To Make Money Online? Heres Help

Do you wish there was an easier way to make money online? Of course we all do. But while there are dozens of ways to make money online, still 95% of those starting up internet businesses fail.

One of the easiest ways to make money online is selling digital products. Digital products could be an ebook, an MP3, video or software. Selling these products is fast, easy and commands big profit margins. No inventories to watch, delivery trucks are non-existent and most of all it works 24 hrs a day 7 days a week. Really an entrepreneurs dream come true.

What are the exact steps involved to make money online with selling digital products? The following steps have been proven to be effective:

1. Choose the right product.

The first thing that you need to do is get a product that you can sell. Be certain that you choose the right product to sell. In choosing a product, you can either create your own or sell other peoples product. However, you must ensure that the product you will sell is in demand and that it is something that many people want or need.

You may check clickbank.com to see and get a feel of what products are in high demand. If youve been in the internet for three to four months and have been subscribing for those newsletters from sites you visited, then you may now have an idea of what topics attract large crowds. Subjects on golf, search engine traffic, weight loss, marketing, adsense, dog training, personal improvement and make money online have proven well overtime. There are some niche subjects which also have been drawing huge following.

Remember, the number of people looking for that particular topic, product or subject is extremely important. You cant make money online if only a handful is interested with that product you are trying to sell. The number of competitors also plays an important role. As much as possible, choose an area with lesser competition. If youre just starting out, it is hard to compete with guys who are the McDonalds of the industry. If youre a bit sophisticated, there are tools available to figure this out. You can try the keyword tools and look for topics that have been searched by volumes and volumes. These tools also provide you with the number of competing websites. There is wordtracker.com, inventory.overture.com that you can start with.

If you dont want to create your own product, you can easily find hundreds of products with master resale rights. What are master resale rights (MRR)? If you own a product with MRR, you have the right to sell it to others and keep all the profit for yourself! With master resale rights, the person who buys from you can also get the resale rights to the product.

There are also products with private label rights. Private label rights give you freedom to alter the product or change the content and put your name on it as the author or originator. You may try warriorforum.com and look at the warriors special offer (WSO) for great deals on resale rights.

2. Build your website.

Now dont scratch you head yet. You will not be building a full blown website but a very simple three page site. The pages are: Sales letter Page, Thank You Page and the Download Page. Trial and completely free web building softwares are available for download. Theres the 123WYSIWYG and NVU which are both easy to use. If youre not that tech driven then you can hire some college kids in your neighborhood who might be good at building websites. Or you can try elance.com and rentacoder.com to find somebody to do this. Just focus on your goal to make money online.

To accept payment, just use Paypal. Its easy to get. Using the standard Paypal button is okay. Paypal will ask you for the redirect page, in this case, use your Thank You Page. Don't put the download link there. Put an opt-in in box instead. Say that you will send the download link in the email. The opt-in box is extremely important if you want to build a business. You will have the chance to capture customer information here. You can make money online over and over again once you have a large list of customers.

In the email that goes out after a person subscribes to your opt-in, you will tell them where to download the product. Your download page should contain a link to your product with a few directions on how to download and how to use it. If you are selling an ebook in PDF format, tell them that Adobe Reader is required and point them where they can download it.

3. Generate traffic.

Once you have chosen your product and created your website, you must attract visitors. You cannot make money online if your site doesnt have visitors. You can get traffic to your website in many different ways. However, you want to be certain that you bring in the right kind of traffic. What is the right kind of traffic? Targeted! You want visitors to come to your site because they want to, not because they are forced to. You want visitors that are interested in your product.

One of the ways to attract traffic is search engine marketing (SEM). SEM is a set of marketing methods to increase the visibility of a website in search engine results pages. Yahoo and Google are the top two sites where most of the web searches come from. Experts estimate that Google account for 45% of the searches while Yahoo gets 30%. In order to make money online, your website must be listed in the top 30 results of the search engines. Do you think anyone would bother to look on page 97 of the results? or page 110?

Your sites ranking on the search engines will depend on how optimized it is with the keywords you choose and the number of competition it has. The lesser the competition for the specific keyword, the higher the chance of your site to get to the top of the search engines and the chance to make money online is significantly increased.

Another way to get visitors to your site, and this is the quickest one, is by pay per click advertising (PPC). You can try the Google adwords program, Miva and Goclick. Be very careful, however, as PPC advertising may burn your pockets and your plan to make money online would be affected. Make sure to set your daily budget when doing PPC.

These three simple steps to make money online when followed would get you the results you want. There are dozens of ways to make money online. What separates the successful online entrepreneur from a failure is focus and consistency of efforts. Most of the people starting to make money online get sidetracked with every new program that comes to them. If you want to make money online, choose one specific way, and then follow that way until you succeed. Dont jump from program to program. Author is giving ebooks at http://www.homebusinesstoday.name

Alan Ocab specializes in teaching real people how to start profitable Internet businesses. To get instant access to some of his most profitable marketing campaigns, strategies, tools, and resources, visit his work at home website at http://www.grandstart.com.Marnia Blog84178
Marian Blog97841

The Ultimate Internet Marketing Strategy Every One Should Practice

Every successful online marketer says this is the bar-none, top-of-the-list, number one way to guaranteed success for any online venture.

What Is it?

Any marketer knows that nothing beats word of mouth advertising. It is simply the most powerful and cost effective advertising ever known. Even before the days of the Internet. Word of mouth advertising got every business where it is today.

Many entrepreneurs never have and never will spend money on advertising. Their entire business comes from people telling other people about their product or service.Could you imagine never spending money on advertising, but always having a steady stream of customers on your door step begging for your product or service.

This word of mout is what we call viral marketing.

However, word of mouth does not come easily.There is one catch to running a business only on word of mouth advertising. You must be selling an outstanding product or service. If you sell crap, the only word of mouth advertising you'll have is negative.

I'm sure you've heard the expression before. A satisfied customer will tell three people about your product or service, an unsatisfied customer will tell ten.

If your customers aren't happy you'll have to work ten times harder and spend more money on advertising to sell your product.

There are two ways you can benefit from positive word of mouth. These are:

1. It's free advertising. This is self explanatory. The less you have to spend on advertising, the more money you can put in your pocket and back into your business.

2. People are endorsing your product or service. Having someone endorse your product puts you at a greater advantage. When someone tells their friend about the positive experience they've had with your product, there is instant trust. People trust their friends. If a friend says your product is it, they'll instantly trust you. Trust is a huge barrier to break down when it come to selling anything, online or off.

The one way I have found to work well with positive word of mouth is list building.List building by refering like ten people from your own effort and then these ten will go on to build your list up to a big size.

To give you an idea of how powerful word of mouth advertising can be in helping you to build your list, take a look below. Your list can grow exponentially without you ever even having to lift a finger again.This is a whole new way to LEVERAGE your efforts into a MEGALIST of monstrous proportions!

Let's say you enroll SEVEN people from your paid advertising or any other form of advertising Seven is still pretty conservative for a completely FREE program... And let's say each of those 7 also told 7 people and enrolled them And each of those also enrolled 7 people and so on

That would look like this:

YOU
1x7 Members =7
7x7 Members =49
49x7 Members =343
343 x7 Members =2,401
2,401x7 Members =16,807

TOTAL: 19,607 Members

That is 19,607 subscribers you get to mail to! And you only referred seven subscribers yourself!

Want to run the example with 10 referrals each? (That'd be a whopping 111,110 subscribers!) Or 20? I

won't even do the math on that one, because frankly, you wouldn't believe the numbers!

You get the idea. More and more people just keep learning about your business all through friends and associates. And it's all free advertising!

If you think the above numbers are a bit of an overstatement think again. Go to http://Google.com right now and do a search on Autoresponder Magic. Autoresponder Magic is an eBook that was written by Yanik Siler several years ago. More than 80,000 web sites advertise his Ebook on their sites right now for

FREE!

When Yanik started out several years ago he didn't even know what an Ebook was. Today he has more traffic coming to his site in a day than most web sites do in a life time.

That is how powerful viral marketing is. Do not skimpon using it. You can set up your viral marketing system to build your list by using ebooks, writing free articles and others.

Visit Lubowa.M.Planet viral Internet marketing websites.For Marketing Visit: http://www.conqueryourniche.com/forum/planetlubs For List Building visit: http://www.most-important-marketing-tools.com/marketing.html For 127 marketing software visit: http://www.most-important-marketing-tools.comMoina Blog67229
Maurita Blog13857

Why Aren't You Doing This Yet? Learn How To Make Money Using Reseller Rights!

Reseller Rights are the absolute easiest way to make money online. But the problem most people have when starting out online, is the fact that THEY DON'T HAVE THEIR OWN PRODUCT! By using reseller rights products you can solve this problem. You are going to be reselling someone else's product and keeping 100% of the profit. That may sound crazy at first, but after I explain it to you, it will be easily understood.

To use reseller rights products to our advantage we must first understand them. To do this I'm going to demonstrate two examples. Exmaple 1, Timmy has written an ebook that he is marketing online. Timmy sales the ebook to Ervin for $50. End of the line. Example 2, Timmy has written an ebook that he is marketing online. Timmy sales the ebook to Ervin for $50 and passes "Master Reseller Rights" to him. Ervin then resells 10 copies of Timmy's book netting him $500 of pure profit. Which situation sounds better for Ervin? Now a few questions may arise. One is, why would Timmy want to pass "Reseller Rights" to Ervin? Another is, wouldn't Ervin's sales be cutting into Timmy's profits?

Ok, lets say Timmy's ebook is about buying your first home. Timmy devises a strategy that will earn he and his resellers maximum profit. Timmy's initial $50 ebook provides some quality information on buying your first home, however, he has the ebook set-up in such a way that the reader of the book may be left wanting more information. Timmy creates another product that he is selling for $150. He then promotes this bigger, more comprehensive product within his intial $50 ebook. Timmy has already established good rapport with the reader by providing them with quality information in the first ebook, so the reader will most likely purchase the $150 product. Timmy then provides all his readers with the option to resell his ebook. Timmy wins because his ebook will get distrubuted around the internet for him, bringing him more sales of the $150 product. Ervin and the other resellers will win because they have a quality product that is easy to resell netting them profits.

Ready to get started with Reseller Rights? Well it's going to require you to follow a four-step system for you to succeed. First you going to have to find quality reseller rights products. Secondly you are going to have to devise a marketing plan for these products. Thirdly you will have to set-up a website to market your products from. Finally, you will need to drive traffic to this website.

Garland Robinson is the webmaster of http://www.ResellerRightsInfo.Com. His site takes an in-depth look at the four step system to reseller rights profits.Melany Blog17659
Merci Blog68590

Learn How to Succeed with Affiliate Marketing

Affiliate marketing has been around for a long time and there are quite a few cases where people make a lot of money through their affiliate marketing efforts. Yet, there are many cases where people invest a lot of time, and sometimes a lot of money, into affiliate marketing and they go nowhere. What is the difference in those that make it with affiliate marketing and those that do not? The fact is, if you want to do well with affiliate marketing you need to possess a certain mind set, which we will try to outline here.

Get Ready to Learn

If you really want to do well with affiliate marketing you need to come into the process with a very open mind and truly be ready to learn. Even if you think you know all you need to know about the business, the product, or the service you need to open your mind and be sure to learn all that you can. You need to want to learn and be trained according to the standards the affiliate program has in place. These standards and techniques are employed because they work, so open up and learn how to work them. Affiliate marketing is tough and competitive, so you need to be sure to learn all the tricks of the trade. When you truly know it all you will find that you have the advantage in the marketing business.

Be Giving of Your Time and Money

To be truly successful with affiliate marketing you will need to give time and money to the cause. You may be against the idea of investing time and money right out of the gate, but this generally needs to be done for you to see any returns in the future. Even if it seems like you are just digging a hole for yourself, youll find a few weeks or months down the road that all of the time and the money you invested was well worth it. Anything worth doing takes some time and money to get it off the ground, so dont be afraid to spend your free time learning all that you can about your affiliate program. Part of being ready to learn and ready to succeed is having time to give to your dreams, sometimes at the expense of other things. Marketing is all about exposure, and zoning in on your target audience in the most effective manner and this will take time, especially as you perfect your marketing skills and put any training to use.

Dig Deep for Determination

Your own determination will really be the key that ties all of your knowledge, training, and marketing abilities together. You can have all of the knowledge in the world and have received some of the best training, but if you are not determined to do well youll find that affiliate marketing proves very frustrating and unrewarding for you. You need to have a go get em attitude in the world of affiliate marketing because you are not the only one out there, so you need to dig deep for determination and really take the marketing world by storm.

Discipline Yourself

Aside from discipline you need discipline to succeed with affiliate marketing. It is really easy not to work as much as you should in affiliate marketing, because who will know? Perhaps you have set goals for yourself, well be sure that you meet or even exceed them, dont allow yourself to slack off and stop marketing. Setting goals is a great way to discipline yourself especially during those times where it does not seem as though your affiliate marketing career is going anywhere. If you discipline yourself to keep going and to keep aiming for your goals, to keep investing time and money as required, and to be open minded and train hard you will find that you will be a success. Without discipline you will not be consistent and anyone that would like to succeed with any type of marketing needs to be consistent and disciplined.

Think Positive Thoughts

It is important not to give into negativity if you want to succeed with affiliate marketing. This is a business that takes awhile to kick start, so if you tend to give into negativity you will find yourself floundering very quickly. You have to think positive thoughts, you have to believe in yourself, and you have to envision yourself being a success. Positive thoughts should be part of the game for you and if you implement it into your business practice along with everything else you will find that you are able to really blow the top off of all your most fantastic expectations.

Final Thoughts

Its important when delving into the world of affiliate marketing that you have an idea of what you would like to achieve. As you go along, continue to create new goals for yourself. When you meet those goals create more for yourself, and dont ever stop this process. Affiliate marketing can be a tough business to break into, but once you are in, you can keep going and going if you always bring your A-game. Affiliate marketing can be a very rewarding business, but you have to put together all of the right attitudes, training, and goals to make it happen in a big way. Work to create a balance of these things so that you can be a success.

Kevin Reid runs http://reliableaffiliates.comMilena Blog95338
Merla Blog15898

Building Your Screenwriting Career - The Missing Pieces

Once upon a time, there was a young man who very much wanted to be in show business, or more specifically, making movies. He attended one of the best film schools in the world, while there discovered the joys of writing and producing and everyone around him had high expectations about his career. Yet for more years than he cares to admit, that career was stalled.

Yes, ladies and gentlemen, that young man was me. And this article is for everyone who, like me, has visions of having their name up on the big screen as a writer. Its all about the importance of getting a balance of what I call macro training.

Over the years, Ive invested tens of thousands of dollars in classes, seminars, books and retreats all intended to teach me to be a better writer. Dont get me wrong. Many of these classes were well worth the money when it came to teaching me about the CRAFT of screenwriting. I absolutely learned a lot. But talent and craft by themselves are not enough to make you a regularly working professional screenwriter.

I learned through painful experience that if you want to succeed as a professional artist in show business, whether its as a writer, actor, director or any other craft thats employed by the networks and studios, you have to treat your career as a small business with yourself as the CEO. As countless people have said to me over the years, its called Show Business for a reason.

Eureka! This was the missing piece. When it finally registered with me the importance of treating my artistic endeavors like an entrepreneurial small business, I began to see things in an entirely different light. I call myself a writer and producer and those are accurate titles but the business Im in is really manufacturing, sales and distribution. Huh?

Think about it. As a professional writer, youre manufacturing a product the things you write. In order to get paid for that product, you also have to have a sales, marketing and distribution mechanism in place so that the scripts you write can generate money for you.

Of course you have to have the talent and skills to consistently deliver quality scripts and do so on time. But talent and skill alone dont hack it. If you want to be a successful, consistently and steadily working writer, you have to understand that youre in the business of creating and selling products. Your products are your scripts.

Like any manufacturer, in addition to dedicating part of your business to developing and creating products, you also need to address the sales, marketing and distribution of those products (scripts) along with the business affairs aspect (contracts, accounting, etc.) of working with your customers (studios, production companies and/or networks). You dont have to do it all by yourself, but you do need to make sure these aspects of your business as a professional writer are handled. Just by making that shift in the way you see yourself and your career, youll immediately transform from would-be writer to an entrepreneurial professional well on the road to success.

© Gordon Meyer, all rights reserved

Gordon Meyer created, produced and hosted the long-running series, Hollywoods Master Storytellers which enabled audiences the opportunity to see and hear some of the most successful and celebrated filmmakers in the world talk about the movies theyre best known for, including Academy Award winners Oliver Stone, James Cameron and Paul Haggis. His book The Screenwriters Manifesto explores the concept of the writer as an entrepreneur in detail and can be downloaded for free at http://www.stiylagency.com/screenwriter/index.aspMinna Blog81419
Mel Blog74049